--- title: "Dua for Debt Relief & Financial Difficulty: Arabic, English" description: "The dua the Prophet ﷺ taught Ali ibn Abi Talib (RA) for paying off a mountain of debt — Arabic text, transliteration, English meaning and the hadith from" url: https://globalprayertimes.org/blog/dua-for-debt-relief-and-financial-difficulty/ source: Global Prayer Times --- # Dua for Debt Relief & Financial Difficulty: Arabic, English The dua the Prophet ﷺ taught Ali ibn Abi Talib (RA) for paying off a mountain of debt — Arabic text, transliteration, English meaning and the hadith from Daily Duas · 2nd May 2026 · 5 min read · Global Prayer Times Dua for Debt Relief & Financial Difficulty: Arabic, English Meaning & Sunnah Reference The dua the Prophet ﷺ taught Ali ibn Abi Talib (RA) for paying off a mountain of debt — Arabic text, transliteration, English meaning and the hadith from Jami at-Tirmidhi. Quick Answer The dua the Prophet ﷺ taught Ali ibn Abi Talib (RA) for paying off a mountain of debt — Arabic text, transliteration, English meaning and the hadith from Jami at-Tirmidhi. Debt is one of the heaviest burdens a Muslim can carry — so much so that the Prophet ﷺ used to seek refuge from it in. — Global Prayer Times. Debt is one of the heaviest burdens a Muslim can carry — so much so that the Prophet ﷺ used to seek refuge from it in nearly every prayer. He also taught his beloved cousin Ali ibn Abi Talib (RA) a single short dua so powerful that he said: 'If you owed a debt the size of Mount Sabir, Allah would pay it off for you.' The dua for debt relief اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ Allahumma-kfini bi halalika 'an haramik, wa aghnini bi fadlika 'amman siwak. O Allah, suffice me with what You have made lawful so I have no need for what You have made unlawful, and enrich me from Your bounty so I have no need for anyone besides You. (Jami at-Tirmidhi 3563 — narrated by Ali ibn Abi Talib (RA), graded Hasan) A second dua specifically for debt and worry Abu Sa'id al-Khudri (RA) reported a second powerful dua the Prophet ﷺ taught a man overwhelmed by debt: 'Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal' — the same anxiety dua above. He told the man to say it morning and evening, and Allah relieved both his debt and his sadness (Sunan Abi Dawud 1555). How to use this dua Recite morning and evening, and after every fard prayer if your situation is severe. Pair it with effort — Allah blesses the means, but the means must be sought. Apply for the job, sell what is sellable, write down every debt, talk to creditors. Avoid riba (interest-based borrowing) entirely — it is the root the Prophet ﷺ said erases barakah. Give what little you can in sadaqah — the Prophet ﷺ said wealth is not decreased by charity (Sahih Muslim 2588). Make the dua of the prophet Yunus (AS): 'La ilaha illa Anta subhanaka inni kuntu minaz-zalimin' — Allah promises to deliver the believer from distress when they say it (Surah al-Anbiya 21:87-88). Hadith reference The dua is in Jami at-Tirmidhi (3563) on the authority of Ali ibn Abi Talib (RA), graded Hasan. The full incident: a freed slave named Mukatab came to Ali and said he was unable to pay the price of his freedom. Ali taught him this dua and said: 'By Allah, if you owed a debt the size of Mount Sabir, Allah would pay it off for you.' Share: WhatsApp X Copy link More from the Knowledge Hub Daily Duas Dua for the Deceased (Allahumma-ghfir lihayyina): Arabic, English Meaning & Janazah Hadith 5 min read Daily Duas Dua for Guidance (Allahumma ihdini wa saddidni): Arabic, English Meaning & Hadith from Ali (RA) 4 min read Islamic Knowledge Seerah of Prophet Muhammad ﷺ: The Complete Biography — Birth, Revelation, Hijra and Legacy 20 min read Community Muslims on the Frontline: How British Muslims Showed Up During the COVID-19 Pandemic 7 min read — Global Prayer Times. Source: https://globalprayertimes.org/blog/dua-for-debt-relief-and-financial-difficulty/