---
title: "Zakat Calculator — Work Out Your Zakat"
description: "Free 2.5% Zakat calculator for savings, gold and investments vs 2026 nisab. Skip this page to donate on Support, or for Zakat al-Fitr."
url: https://globalprayertimes.org/zakat-calculator/
source: Global Prayer Times
---

# Zakat Calculator — Work Out Your Zakat

Free 2.5% Zakat calculator for savings, gold and investments vs 2026 nisab. Skip this page to donate on Support, or for Zakat al-Fitr.

Zakat Calculator

 Quick Answer 
Zakat is 2.5% of qualifying wealth held for one lunar year above nisab. Use the calculator below, then
 confirm with a scholar. Skip this page to donate to a labelled partner — that is Support — or for
 Zakat al-Fitr amounts, which belong on the Ramadan hub.

 

 Who this is not for

 
Not a donation page, not a ranking of charities, and not Zakat al-Fitr (the Ramadan food-charity).
 Paying a partner placement never changes this calculator. For complex portfolios, ask a qualified
 scholar or Islamic finance advisor.

 
Desk-reviewed 2026-08-13.

 Nisab threshold (silver): £ 520.51 ( 612.36 g silver × £ 0.85 /g approx. — checked 2026-07-18 ) 

 Zakatable Assets

 Cash (bank & hand) All cash you hold including bank balances

 £ 

 Gold & silver value (£) Current market value of gold/silver jewellery kept for saving

 £ 

 Business stock/inventory Current value of goods held for sale

 £ 

 Investments & shares Shares, bonds, ISAs held for saving or growth

 £ 

 Money owed to you Money others owe you that you expect to receive

 £ 

 Total assets £ 0.00 

 Deductible Liabilities

 Debts due now Loans, credit card balance, bills due immediately

 £ 

 Total liabilities £ 0.00 

 Net zakatable wealth: £ 0.00 

 Your net wealth (£ 0.00 ) is below the Nisab threshold of £ 520.51 . Zakat is not yet due.

 This calculator uses the silver nisab standard and is for guidance only. Please consult a qualified Islamic scholar for rulings specific to your situation.

 What is Zakat, and what does this calculator cover?

 Zakat is one of the Five Pillars of Islam — mandatory annual charity for Muslims whose wealth exceeds the nisab (minimum threshold). It purifies wealth and supports the poor, orphans, and those in debt.

 Allah says: "Establish prayer and give Zakat" (Quran 2:43). The Prophet ﷺ described withholding Zakat as a cause of drought and hardship (Tabarani).

 Rate

 2.5% of qualifying net assets

 

 Nisab (gold)

 ≈ 87.48g gold value (~£5,000+ in 2026)

 

 Nisab (silver)

 ≈ 612.36g silver value (lower threshold)

 

 Hawl

 Wealth held above nisab for one lunar year

 

 

 What Zakat covers

 Cash, bank savings, and current accounts

 Gold and silver (jewellery — scholars differ; Hanafi includes all gold/silver)

 Stocks, shares, and investment funds held for growth

 Business inventory and trade goods

 Money owed to you that you expect to recover

 What Zakat does not cover

 Primary residence and personal vehicle

 Personal clothing, furniture, and household items

 Tools and equipment you use to earn a living

 Pension funds you cannot access (scholars differ on accessible pensions)

 Zakat al-Fitr (paid at end of Ramadan) is separate — see our Ramadan guide . For complex portfolios, consult a qualified scholar or Islamic finance advisor.

 

 Zakat FAQ

 Do I pay Zakat on my salary? You pay Zakat on savings accumulated from salary that remain above nisab for one lunar year — not on each paycheck as it arrives. Deduct immediate debts due within the year from your total.

 Can I pay Zakat in instalments? Yes, if you have calculated the full amount due, you may pay it across Ramadan or the year. The intention (niyyah) should be for Zakat.

 Who can receive Zakat? The Quran (9:60) lists eight categories: the poor, the needy, Zakat administrators, those whose hearts are to be reconciled, freeing captives, those in debt, in the cause of Allah, and stranded travellers.

 

 
Charity partner · always labelled

 World Aid Network

 Premier partner 

 Humanitarian relief — medical aid, clean water projects and emergency relief for communities in crisis.

 
Donate on their site ↗
 
View partner profile
 

 
You leave Global Prayer Times — we never process donations or take a cut.
 This profile is shown as a live example of the partner programme.

 
This is a free service from Elite Digital Agency . Voluntary support keeps Global Prayer Times free for everyone. Support if you can .

— Global Prayer Times. Source: https://globalprayertimes.org/zakat-calculator/